Harmoni Plan
Securing a Better Lifestyle While Protecting Your Family's Future
That's the tagline which quite common.. but here we provide you some sample plan here so that
we can understand how much we or our loved ones benefiting from Harmoni Plan. We can
summarised this plans as More Saving Than Protection which the ratio is 82% Saving and 18%
Protection. RM82.00 of each RM100.00 premium paid are for saving and invested in special fund
while only RM18.00 is allocated for protection...sound good..yes it is.
we can understand how much we or our loved ones benefiting from Harmoni Plan. We can
summarised this plans as More Saving Than Protection which the ratio is 82% Saving and 18%
Protection. RM82.00 of each RM100.00 premium paid are for saving and invested in special fund
while only RM18.00 is allocated for protection...sound good..yes it is.
Lets see some example here:
Without Medical Card
Entry Age Monthly Premium Cash Value Sum Insured
22 150.00 Y2 RM643.00 Y2 RM85,468
Y45 RM177,582.00 Y45 RM262,407.00
*Cash value can be withdrawn up to 80% each time.
*At its matured year, the total cash value is RM177,582.00 and your sum covered on Death/TPD
is RM262,407.00
is RM262,407.00
With Medical Card-Room&Board RM150.00/Limit RM50,000 Annually
Entry Age Monthly Premium Cash Value Sum Insured
22 150.00 Y2 RM477.00 Y2 RM64,514.00
Y45 RM133,386.00 Y45 RM197,900.00
*Cash value can be withdrawn up to 80% each time.
*At its matured year, the total cash value isRM133,386.00 and your sum covered on Death/TPD
is RM197,900.00
is RM197,900.00
*Hospitalisation cost shall be cover and the complete benefit shall be included in schedule
benefit and the medical card is widely accepted by many Major Hospital
benefit and the medical card is widely accepted by many Major Hospital
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| Medical Card Sample Attached to Life Plan |
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