How to Calculate Your Car Insurance Premium

We have come across with question that many of us didnt really know how to calculate
the insurance premium esspecially for Car Insurance.

Basic Coverage			Premium Calculation
	Coverage Type	Comprehensive
	Engine Capacity (C.C.)
	Sum Insured (RM)
	Basic Coverage Sub Total		RM
	No Claim Discount (NCD)
	Basic Coverage Sub Total Less NCD		RM
Additional Coverage
	Windscreen (RM)
	Radio/Accessories (RM)
	Flood
	Strike, Riot and Civil Commotion
	Legal Liability to Passenger
	Legal Liability of Passengers
	Additional Drivers (excluding 1st driver)
	Alternative Transportation Coverage
	Additional Coverage Subtotal		RM
	Stamp Duty		RM	10.00
	Total Premium		RM

Here we go..the very first step, get your previous insurance policy copy or your registration card in
hand.Fill up the engine capacity which stated in your document, then estimate your car value ( if you
not sure just deduct 10% from previous year sum insured).While the exact sum insured can be verified
by sms us at 012 525 1160.

Then fill up your NCD value. If previous are 25% then on next is 30%,then 38.33% then 45%
and the maximum are 55%. You may also can opt to insured your windscreen. Its not easy to
determine the market value for some car model but its between RM450.00 to RM4,500.00.
either local made or original manufactured. No idea at all..sms us for free advise.

That the basic computation for car insurance, we may opt to get more details premium calculator
but the basic is always the same.So now we know what will determine the amount of premium..
good luck